Adyen batches, unpacked and matched.

What comes in from Adyen

• Settlement details

  Every capture, refund and chargeback in a batch, with its merchant reference and PSP reference.

• Fees

  Interchange, scheme fee and markup on each line, when you are priced interchange++.

• Merchant payouts

  One transfer per batch and merchant account, in that account’s settlement currency.

Why it won’t match on its own

1. The fee comes in three parts

   Interchange and scheme fees vary by card and country, so two equal sales rarely net to the same amount.

2. Many merchant accounts

   Stores, sites and countries often each have a merchant account, and each one settles on its own batch.

3. Two references for one sale

   Your order number travels as the merchant reference. Adyen’s own PSP reference is what the batch is built on.

One rule, in plain words

Each capture then joins its batch by PSP reference, so a deposit traces to every order in it. A chargeback stays open until its reversal settles.

What Numerics works out

With every line matched, the fee splits into what the card networks charged and what Adyen did, month by month.