From PayPal balance to bank, matched.
Sales sit in a balance before they reach the bank. We follow every dollar across that gap.
What comes in from PayPal
- Payments received
Each sale, gross and net, with its 17-character transaction ID and the buyer’s email.
- Fees and holds
The fee on each payment, and every amount held or released, as its own balance line.
- Withdrawals
Transfers out of the balance to your bank, each one a lump sum of any size.
Why it won’t match on its own
The balance sits in between
Payments pile up in PayPal and leave in withdrawals you choose, so no sale lines up with a deposit.
Refunds keep part of the fee
When you refund a sale, PayPal does not return its whole fee, which leaves a small gap on every refund.
Several currencies, one account
Euros or pounds can sit in the balance next to dollars, converted at PayPal’s own rate when they move.
One rule, in plain words
Match PayPal withdrawals to Chase deposits by amount, one to three days after the transfer.
withdrawal = deposit, within 1 to 3 days138 matched
Earlier rules tie each sale to its fee and any refund. What is still in the balance stays open, with its amount, until it moves.
What Numerics works out
Open records are figures too. Numerics sums what the matching left in the balance and splits it by why it is still there.
You go run your business.
Bring a month of PayPal records to the call. You’ll see them matched before it ends.