Stripe payouts, matched to the cent.
Every payout broken back into its charges, refunds and fees, and tied to the deposit that landed.
What comes in from Stripe
- Charges
Each card payment, with its amount, fee, currency and the payout it was swept into.
- Refunds and disputes
Refunds and chargebacks, each taken out of a later payout along with any dispute fee.
- Payouts
One bank transfer per batch, net of everything above, with its po_ reference and arrival date.
Why it won’t match on its own
One deposit, hundreds of charges
A payout sums a day or more of charges, minus fees, refunds and disputes. Your bank sees a single number.
The fee comes out first
Stripe keeps its fee before it pays out, so no charge ever equals what reached the bank.
Money arrives days later
Payouts land on a rolling schedule, usually two business days after the charge, and later around weekends and holidays.
One rule, in plain words
Match each Stripe payout to the Chase deposit with the same amount, up to three business days later.
payout = deposit, within 3 business days412 matched
A second rule gathers each payout’s charges, refunds and fees under it, so every deposit traces back to the sales inside it. Whatever is left stays open, in view.
What Numerics works out
Numerics reads the matched charges and the fees on them, so the rate is worked out from what Stripe actually kept, not from the price list.
You go run your business.
Bring a month of Stripe records to the call. You’ll see them matched before it ends.