Stripe in two dollars, matched.
Canadian and US dollar payouts matched to the right account, converted at the day’s published rate.
What comes in from Stripe
- Charges
Each payment with its currency, fee and the payout it went into, whether the card was Canadian or not.
- Refunds and disputes
Taken out of a later payout, each with its own fee and the charge it reverses.
- Payouts
Net transfers to a CAD account, and to a USD account if you have one, each with its po_ reference.
Why it won’t match on its own
Two currencies, two accounts
US dollar sales can pay out to a USD account or be converted to Canadian dollars first. Either way, amounts change.
Conversion is its own cost
When Stripe converts a charge, its conversion fee sits inside the payout, apart from the processing fee.
A payout is many days
One deposit sums days of charges, minus fees, refunds and disputes. Your bank sees one number.
One rule, in plain words
Match Stripe charges in US dollars to Stripe payouts in Canadian dollars at the day’s published rate.
charge × day’s rate = payout share146 matched
What the conversion leaves, Stripe’s fee and the spread, stays on the match as a visible difference. The payouts then match your TD deposits by amount.
What Numerics works out
Matched payouts split cleanly into processing, conversion and disputes, so the cost of selling across the border has a number.
You go run your business.
Bring a month of Stripe records to the call. You’ll see them matched before it ends.